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Other troubled companies that have created similar trusts for executives include UAL Corp., parent of bankrupt United Airlines, and defunct steel concern LTV Corp.Lifetime life insurance. For awhile, split-dollar life insurance arrangements were all the rage among well-heeled executives. Companies paid the premiums for enormous policies that ultimately benefited the executives’ heirs. Cendant, for example, paid about $4 million a year for a $100 million policy on CEO Henry R. Silverman.The disney adventures Treasury Department pulled the punch bowl on the split-life party when disney adventures it nixed some of the more lucrative tax benefits from these arrangements. But many disney adventures companies were still making huge payments last year as they shut down the arrangements or looked for alternatives. Cendant, for example, coughed up $4.6 million in 2003 for Silverman’s policy.Free advice. The sum total of your retirement plan education may have been an hourlong seminar about your 401(k) choices -- or just a colorful brochure with lots of pie charts.Your
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